Afolashade Joy Jubrilla
AFJ
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Cybersecurity GRC KYC/AML NIST CSF 2.0 Eurail · Netherlands

I build order
where there is
operational chaos.

Cybersecurity is not a feature — it is the foundation. I build GRC and operational governance frameworks that hold under real-world pressure: ransomware events, regulatory audits, and board scrutiny. My work applies the NIST Cybersecurity Framework, ISO 42001, and proven control design principles to protect institutions when it matters most.

If you are building a cybersecurity, GRC, or compliance function that needs to be both audit-ready and crisis-proof — let's talk.

Afolashade Joy Jubrilla
Afolashade Joy Jubrilla · MBA, MA
NIST CSF 2.0
Google Cybersecurity
ISO 42001 (AI Governance)
PCI DSS
GDPR / NIS2
SOC 2
KYC/AML Due Diligence
ISS Erasmus · LAUTECH MBA
01 / 03

Core Expertise

Three disciplines.
One mission.

01 Operations & Compliance

KYC/AML & Regulatory Operations

10+ years building compliance infrastructure across banking and mobility services. Led 23 analysts to a 95% accuracy rate. Remediated 15,000+ accounts. Reduced onboarding from 24 hours to 30 minutes through rejection-pattern analysis and process redesign.

KYC/AML PEP/EDD Process Redesign SOP Development Audit Readiness
02 Cybersecurity & GRC

Governance, Risk & Cyber Frameworks

Applies the NIST Cybersecurity Framework to map technical gaps against GDPR, PCI DSS, and SOC 2. Translates vulnerability into board-level narratives. Builds controls that hold under pressure — including during full system outages with zero regulatory misses.

NIST CSF GDPR PCI DSS SOC 2 Google Cert
03 Research & Thought Leadership

Academic Research & Publication

Author of Surviving the AI Recession. Co-author of three 2026 peer-reviewed studies in AI governance and causal finance risk, published in indexed journals. MA from ISS Erasmus University. MBA from LAUTECH.

Published Author Peer-Reviewed ISS Erasmus AI Governance

Measured Impact

Numbers that
prove the framework.

0k+ KYC Accounts Remediated
30% Fewer Documentation Errors
40% Faster KYC Throughput
95% KYC Accuracy Rate — Team of 23
0+ Claims Cleared · Eurail
"Most organisations don't fail because of a cyberattack. They fail because their governance wasn't built to hold under pressure. That's the gap I close."
— Afolashade Joy Jubrilla
Afolashade Joy Jubrilla
ISS Erasmus · LAUTECH

About

The person
behind the frameworks.

Afolashade Joy Jubrilla is a governance, compliance, and cybersecurity professional based in the Netherlands. She works at the intersection of operational governance, KYC/AML, and cybersecurity risk — building the frameworks that protect institutions from the inside out.

She holds an MBA in Human Resources Management from Ladoke Akintola University of Technology (LAUTECH), Software Engineering Institute, and a Master's in Governance and Development Policy from the International Institute of Social Studies (ISS), Erasmus University, The Hague. She also holds a Google Cybersecurity Professional Certificate.

She is the author of Surviving the AI Recession and co-author of three 2026 peer-reviewed studies in AI governance and causal finance risk. Beyond her professional work, she advocates for girls' education, stands against child marriage, and champions dignity and inclusion in an increasingly digital world.

Current Customer Support & Claims Specialist · Eurail · Utrecht, Netherlands
MBA LAUTECH · Software Engineering Institute · HR Management
MA ISS Erasmus University · Governance & Development Policy
Cert Google Cybersecurity Professional Certificate

Career

The journey that
built the expertise.

Current May 2025 – Present
Customer Support & Claims Specialist
Eurail
Utrecht, Netherlands · Hybrid
Oct 2024 – Mar 2025
Project Officer
NABC — African Insight Desk
The Hague, Netherlands
2023 – 2024
MA — Governance & Dev Policy
ISS Erasmus University
The Hague, Netherlands
Oct 2019 – Aug 2023
Documentation Team Lead
Polaris Bank Ltd
Lagos, Nigeria · Full-time
Full career timeline in Portfolio →

Technical Competencies

The full
toolkit.

KYC/AML Due Diligence
NIST Cybersecurity Framework
GDPR Compliance
PCI DSS
SOC 2
PEP / EDD Screening
Process Redesign
SOP Development
Operational Resilience
Risk Documentation
Regulatory Reporting
Board-Level Communication
Cross-functional Leadership
GRC Framework Design
EU Passenger Rights Regulation
Market Entry Analysis

Testimonials

What colleagues
have to say.

Blessing Daniel
★★★★★

"I had the pleasure of reporting directly to Joy. Her exceptional ability to translate customer needs into actionable product requirements is truly impressive. Beyond her technical expertise, Joy's empathetic approach to customer service fosters strong relationships and drives customer loyalty."

Blessing Daniel
Customer Support Specialist
Oluwatoyin Okeniyi
★★★★★

"Joy has a knack for turning customer needs into clear, actionable product plans that consistently align with business goals. In customer service, Joy stands out with her empathy, professionalism, and problem-solving skills. She combines technical excellence with exceptional interpersonal skills."

Oluwatoyin Okeniyi
Finance Professional · MBA, CPA, CGA, FCCA
TA
★★★★★

"Folashade was an invaluable member of our Business Development team. Her achievements included developing and executing successful business growth strategies, building strong client relationships, and identifying new opportunities to drive revenue growth."

Taofiq Aminu
Group Head · Polaris Bank
Ayokunle Ayoko
★★★★★

"Folashade is a standout professional in business development and relationship management. She excels in building strong relationships, driving revenue growth, and thinking strategically. Her commitment to excellence has yielded impressive results."

Ayokunle Ayoko
Board Governance & Legal Advisor
Dotun Oyedeji
★★★★★

"Folashade provided me with exceptional service at Polaris Bank, showcasing her professionalism, prompt responses, and personalized solutions. She demonstrated impressive expertise in credit risk management and relationship management."

Dotun Oyedeji
CEO · Waverider Services Ltd.
Ibrahim Momoh
★★★★★

"Joy is an exceptional Banker who consistently delivers personalized solutions with a customer-centric approach, going above and beyond to exceed client expectations. Her expertise, professionalism, and dedication to building strong relationships make her a standout performer."

Ibrahim Momoh
Relationship Manager & Financial Analyst

Let's Talk

Start a
conversation.

I reply thoughtfully to every serious inquiry. Cybersecurity, GRC consulting, speaking, and mentorship — let's connect.

Emailinfo@afolashade.com
LinkedInAfolashade Jubrilla
LocationUtrecht, Netherlands

Open To

Cybersecurity Governance
GRC Consulting
Speaking
Mentorship
Compliance
Media & Press
📅

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Knowledge Hub

Expert resources for
cybersecurity leaders.

Cybersecurity

NIST CSF 2.0, ISO 42001, and cybersecurity framework implementation.

3 Articles

GRC Frameworks

Control design, SOC 2, PCI DSS audit readiness, and board communication.

3 Articles

KYC/AML

Due diligence guides, PEP screening, and transaction monitoring protocols.

3 Articles

AI Governance

ISO 42001, AI risk management, and EU AI Act compliance.

2 Articles
Explore Knowledge Hub →